Priya S.
Bengaluru
Saved 0.45% on ROI
"Got my rate negotiated down from 8.95% to 8.50% just by having Butter compare offers for me."
Lender
HDFC Bank
Loan Amount
₹85L
Your Home Loan ExpertHome loans at 7.1%*
made smooth!
Compare Home Loans from 40+ Vendors without bank hopping.
Complete transparencyNo CIBIL impactNo spam calls
Our Lenders
Why we're not like the others
Traditional platforms treat you like a lead. We treat you like a client. Here is how we do things differently.
Traditional Aggregators
- Multiple hidden and additional costs
- Push the loans that pay them the most.
- Support ends when the loan is signed.
Your Advisor
Butter Money
- No additional fees or hidden costs.
- Top negotiated offers for you from 40+ lenders
- Lifetime Support. We help you switch if rates drop later.
How It Works
From eligibility check to final disbursal, we handle the heavy lifting.
Check your eligibility
Enter basic details and instantly see your loan eligibility, EMI, and matching lenders.
Get matched and best rate insights
We show you which banks will approve you and where you can get the lowest negotiated rate.
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Expert-guided application
Our team helps you choose the right lender, prepare documents, and avoid common rejection reasons.
Approval to disbursal, done digitally
We coordinate with the bank to ensure faster approval and smooth disbursal without back-and-forth.
Manage your loan, long-term
Track your loan, explore better rates, and get ongoing support from your advisor.
Top Bank Rates and Offers
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Rates updated weekly. The actual rate you qualify for depends on your profile, the property, and the lender's current policy.
State Bank of India
Minimum
7.25 %
Maximum
7.80 %
Bajaj Housing Finance
Minimum
7.20 %
Maximum
8.50 %
ICICI Bank
Minimum
7.30 %
Maximum
8.00 %
IndusInd Bank
Minimum
7.80 %
Maximum
8.50 %
Federal Bank
Minimum
7.35 %
Maximum
7.90 %
HDFC Bank
Minimum
7.15 %
Maximum
8.50 %
Tata Capital
Minimum
7.50 %
Maximum
8.50 %
South Indian Bank
Minimum
7.50 %
Maximum
8.50 %
Canara Bank
Minimum
7.10 %
Maximum
8.50 %
Bank of Baroda
Minimum
7.15 %
Maximum
8.50 %
Axis Bank
Minimum
7.30 %
Maximum
8.00 %
Punjab & Sind Bank
Minimum
7.20 %
Maximum
8.50 %
Bank of India
Minimum
7.15 %
Maximum
8.50 %
Real outcomes. Real numbers.
See how having a dedicated advocate changes the home loan experience.
Anand V.
Mumbai
Flagged a hidden fee
"Before signing, my Butter advisor caught a 1% processing fee the bank verbally promised was waived."
Lender
Bajaj Housing
Loan Amount
₹1.2Cr
Karan B.
Pune
Disbursed in 5 days
"As a freelancer, I was worried about delays. Butter matched me with the exact right lender instantly."
Lender
SBI
Loan Amount
₹65L
Priya S.
Bengaluru
Saved 0.45% on ROI
"Got my rate negotiated down from 8.95% to 8.50% just by having Butter compare offers for me."
Lender
HDFC Bank
Loan Amount
₹85L
Anand V.
Mumbai
Flagged a hidden fee
"Before signing, my Butter advisor caught a 1% processing fee the bank verbally promised was waived."
Lender
Bajaj Housing
Loan Amount
₹1.2Cr
Karan B.
Pune
Disbursed in 5 days
"As a freelancer, I was worried about delays. Butter matched me with the exact right lender instantly."
Lender
SBI
Loan Amount
₹65L
Got Questions? We've Got Answers.
Find clear, straightforward answers to the most common questions before applying for a home loan with us.
When you apply directly to multiple banks, each one runs a hard CIBIL check, which can drop your score by 20 to 40 points and hurt the very rates you're trying to compare.
Butter Money doesn't pull your CIBIL during the eligibility check. We use your self-reported score, which you can check for free on apps like GPay, CRED, or the official CIBIL site, to match you with the right lenders.
A hard CIBIL check happens only once: when you choose a specific lender and submit a formal application.
Home Loan - Get the Best Deal Today
Finding the right mortgage shouldn't feel like a second job. At Butter.money, we've streamlined the process to ensure you get from "searching" to "sold" with zero friction. Whether you are a first-time buyer looking for an affordable home loan or a seasoned investor hunting for the best home loan interest rates, we bring the market's top offers directly to your screen.
Current Home Loan Interest Rates: May 2026 Market Update-
As we move through the second quarter of 2026, the home loan interest rate environment has stabilized, offering unique opportunities for savvy borrowers. Staying informed about the latest housing loan interest rates is the first step toward significant long-term savings.
Currently, present home loan rates are influenced by a mix of steady central bank policies and aggressive competition between traditional banks and NBFCs. Here is what you need to know about the home loan interest rate now:
- Starting Rates: For high-credit-score borrowers, new home loan interest rates are starting as low as 7.1%*.
- Standard Market Range: Most competitive bank home loan interest rates are currently hovering between 7.4% and 8.8%.
- NBFC Flexibility: While NBFC home loan rates might range up to 9.8%, they often offer more flexible home loan eligibility criteria for self-employed individuals.
Why Choose Butter.money for Your Housing Loan?
Finding good home loans isn't just about the lowest number; it's about the right fit for your budget and lifestyle. Butter.money simplifies the comparison of bank home loan interest structures, helping you decode the fine print.
Key Benefits of Our Platform:
- Real-Time Comparison: Instantly compare current home loan interest rates from over 40+ leading lenders.
- Tailored Eligibility: Our smart algorithm matches you with lenders where your home loan eligibility is highest, reducing the risk of application rejection.
- Transparent Terms: We break down latest home loan interest offers, including processing fees, hidden charges, and prepayment penalties.
- Expert Guidance: From understanding recent home loan interest rate trends to final documentation, our advisors make the journey "smooth as butter."
Ready to Lock in Your Rate?
Don't let market fluctuations catch you off guard. Whether you're looking for a home loan interest option with a fixed period or a floating rate that capitalizes on today's home interest rates, we are here to help.