Priya S.
Bengaluru
Saved 0.45% on ROI
"Got my rate negotiated down from 8.95% to 8.50% just by having Butter compare offers for me."
Lender
HDFC Bank
Loan Amount
₹85L
Your Loan Against Property ExpertUnlock up to ₹15 Crores
cash from your property.
Get a Loan Against Property without the bank's messy paperwork.
Why we're not like the others
Traditional platforms treat you like a lead. We treat you like a client. Here is how we do things differently.
Traditional Aggregators
- Multiple hidden and additional costs
- Work with bank offer and valuation.
- Support ends when the loan is signed.
Your Advisor
Butter Money
- No additional fees or hidden costs.
- Maximized value of your property for the best offer.
- Lifetime Support. We help you switch if rates drop later.
How It Works
From eligibility check to final disbursal, we handle the heavy lifting.
Instant Eligibility
Check your loan limit in 60 seconds.
Expert Match
We shortlist the top 3 lenders for your specific profile.
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Property Valuation
Our experts ensure your property is valued fairly.
Sanction & Disbursal
Get the funds in your account with minimal paperwork.
Top Bank Rates and Offers
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Rates updated weekly. The actual rate you qualify for depends on your profile, the property, and the lender's current policy.
State Bank of India
Minimum
7.25 %
Maximum
7.80 %
Bajaj Housing Finance
Minimum
7.20 %
Maximum
8.50 %
ICICI Bank
Minimum
7.30 %
Maximum
8.00 %
IndusInd Bank
Minimum
7.80 %
Maximum
8.50 %
Federal Bank
Minimum
7.35 %
Maximum
7.90 %
HDFC Bank
Minimum
7.15 %
Maximum
8.50 %
Tata Capital
Minimum
7.50 %
Maximum
8.50 %
South Indian Bank
Minimum
7.50 %
Maximum
8.50 %
Canara Bank
Minimum
7.15 %
Maximum
8.50 %
Bank of Baroda
Minimum
7.15 %
Maximum
8.50 %
Axis Bank
Minimum
7.30 %
Maximum
8.00 %
Punjab & Sind Bank
Minimum
7.20 %
Maximum
8.50 %
Bank of India
Minimum
7.15 %
Maximum
8.50 %
Real outcomes. Real numbers.
See how having a dedicated advocate changes the loan against property experience.
Anand V.
Mumbai
Flagged a hidden fee
"Before signing, my Butter advisor caught a 1% processing fee the bank verbally promised was waived."
Lender
Bajaj Housing
Loan Amount
₹1.2Cr
Karan D.
Pune
Disbursed in 5 days
"As a freelancer, I was worried about delays. Butter matched me with the exact right lender instantly."
Lender
SBI
Loan Amount
₹65L
Priya S.
Bengaluru
Saved 0.45% on ROI
"Got my rate negotiated down from 8.95% to 8.50% just by having Butter compare offers for me."
Lender
HDFC Bank
Loan Amount
₹85L
Anand V.
Mumbai
Flagged a hidden fee
"Before signing, my Butter advisor caught a 1% processing fee the bank verbally promised was waived."
Lender
Bajaj Housing
Loan Amount
₹1.2Cr
Karan D.
Pune
Disbursed in 5 days
"As a freelancer, I was worried about delays. Butter matched me with the exact right lender instantly."
Lender
SBI
Loan Amount
₹65L
Got Questions? We've Got Answers.
Find clear, straightforward answers to the most common questions before applying for a loan against property with us.
Most lenders are picky, but we aren't. We help you secure loans against residential, commercial, and even industrial properties. Whether it's a self-occupied home, a rented office, or an ancestral plot, our advisors know which bank's policy fits your specific property type to ensure you don't get a rejection.
Turn Your Property into Your Biggest Financial Advantage
Unlocking the equity in your real estate shouldn't feel like a legal hurdle. At Butter.money, we’ve redesigned the mortgage process to ensure you move from "liquidity crunch" to "funded" with zero friction. Whether you are an entrepreneur seeking capital for expansion or a homeowner looking for the best loan against property interest rates to consolidate debt, we bring the market's most competitive offers directly to your screen.
Loan Against Property Interest Rates: May 2026 Market Update
As we enter May 2026, the LAP interest rate landscape remains a goldmine for borrowers with high-value assets. Unlike personal loans, a mortgage loan allows you to leverage your residential or commercial property for much lower EMIs and longer tenures.
Currently, present LAP rates are driven by a surge in demand for business scaling and strategic refinancing. Here is the latest on the loan against property interest rate now:
- Starting Rates: For borrowers with a CIBIL score of 750+, new LAP interest rates are currently starting as low as 8.40% to 8.75%.
- Standard Market Range: Most leading bank loan against property interest rates are hovering between 8.9% and 10.5%, depending on the property type.
- LTV & Flexibility: While NBFC LAP rates may reach 11.5%, they offer higher Loan-to-Value (LTV) ratios, often funding up to 75% of your property’s market worth for self-employed individuals.
Why Choose butter.money for Your Loan Against Property?
Finding good mortgage loans isn't just about the lowest percentage; it’s about maximizing the value of your asset without the headache of aggressive sales calls.
Butter.money simplifies the comparison of commercial and residential property loan structures, helping you decode the fine print on valuation and processing fees.
Key Benefits of Our Platform:
- Real-Time Comparison: Instantly compare current mortgage interest rates from over 35+ top-tier lenders and private banks.
- Real-Time Rate Comparison: Instantly compare current LAP interest rates from over 30+ leading lenders, including banks, NBFCs, and HFCs.
- Maximum LTV Advocacy: Our experts don't just find a loan; they work to ensure your property is valued fairly so you get the highest possible loan amount.
- Tailored LAP Eligibility: Our smart algorithm matches you with lenders whose property loan eligibility criteria align with your profile—be it salaried, self-employed, or professional.
- Transparent & No-Spam: We break down the latest mortgage loan offers, including hidden legal fees, valuation charges, and prepayment terms. No unsolicited calls, just expert guidance that is "smooth as butter."