Trusted by Pros
Avg
₹25L+
overpayment saved per home loan
By employees of
AmazonStopped Overpaying
1 visit.
to the branch. that's all.
PSU bank→Done
I worked through Butter Money to secure my SBI loan. The process was quite smooth and friction-free especially given that I was dealing with a PSU Bank. I was able to get all the paper work done with only a single visit to the branch. The Butter Money team guided me through the entire process.
Director at
amazonBest offers.
from multiple banks, fully transparent
Complex→Sorted
Even though my home loan balance transfer was of a slightly complex nature, the team did its best to ensure I get the best offers from multiple banks. The team maintained transparency in the communication throughout the process even though the process spanned across weeks. Wishing the best to the team!
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Talk to us →you overpaying?
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Check your bank statement or loan account app
We'll show you exactly how much you're overpaying and what you'd save by switching — based on your actual EMI.
Employees from top companies stopped overpaying
AmazonLet's stop you
overpaying.
Real humans. No call centers. Replies in minutes.
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We'll beat it.
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+91 80625 21293
7.1%
Lowest rate
40+
Partner banks
< 2 min
To match
Common questions
Is this safe? How are you different from a broker?
We're not a broker. We're a regulated digital partner to 40+ RBI-licensed banks. Your loan is sanctioned directly by the bank — we handle the paperwork. You can verify our partner banks on RBI's website.
What does it actually cost?
Real charges from the new bank (processing fee, legal, valuation, stamp duty) — unavoidable in any transfer, paid to the bank, not us. We show every charge upfront before you commit. You decide if the savings make sense.
How does butter.money make money?
The new bank pays us a small commission when your loan transfers. Same way an insurance agent gets paid. This never affects our recommendation — we show you the best rate, even from banks we don't partner with.
Will my current bank create problems?
They might offer a small rate cut to keep you — that's a win either way. If you choose to transfer, we handle the NOC and foreclosure paperwork. By law, banks cannot block a balance transfer.
My Dad doesn't use apps. Can he still do this?
Yes. Everything happens on WhatsApp or a phone call with a real person. No app to install. We come home to collect documents if needed.
What if I'm already on a great rate?
We'll tell you honestly. If your rate is at or below market best, we'll say so — no transfer needed. We can also help you negotiate with your current bank.