Priya S.
Bengaluru
Saved 0.45% on ROI
"Saved ₹4,500 every month and reduced my tenure by 3 years! by switching to HDFC in 7 days!"
Lender
HDFC Bank
Loan Amount
₹85L
Home Loan Balance TransferStop Paying More Than You Need To.
Transfer your Home Loan and save on interest.Compare offers from multiple lenders, reduce your EMI, and save money over your remaining loan tenure.
Better Rates
Compare multiple lenders for competitive offers.
Faster Approvals
Get matched with lenders best suited to your profile.
Full Support
Guidance from application to disbursal.
WHY PEOPLE CHOOSE BALANCE TRANSFER ?
Why transfer your Home Loan?
Unlock financial freedom by moving your existing home loan to a lower interest rate lender.
Lower Interest Rates
Expand operations, improve cash flow, or invest in growth opportunities.
Reduced EMI
Lower interest translates to lower monthly EMIs, giving you more disposable income.
Tax Accessibility
Maximize your tax benefits under Section 24 and 80C with structured loan plans.
Expert Support
Our financial advisors guide you through the documentation and bank switching process.
✦ BALANCE TRANSFER CALCULATOR
See How Much You Could Save By Transferring
Lower your home loan interest rate and monthly EMI with a seamless balance transfer.
₹5,00,000₹3,00,00,000+
9.25%
8.5%15%
7.15%
6.5%12%
15 years
5 Year30 Years
Your potential Savings
You'll save total of
₹ 10,97,640
over the period of 15 years
Total Payable
₹ 81,65,160
Principal + Interest
New Monthly EMI
₹ 45,362/mo
₹ 6,098 Saved / mo
New Interest Rate
7.15%
Total 2.10% Interest reduced
New Total Interest
₹ 31,65,160
₹ 10,97,640 Total Saved
40+ Banks Compared
Find the right Balance Transfer offer.
Secure & Confidential
Your info stays protected always.
Expert Guidance
Support till final loan transfer.
By clicking “Get your offers now” you agree to the terms & conditions
Why Choose Butter Money
Why Choose Butter Money
We simplify home finance with digital-first solutions and unbiased advisory—completely free of charge.
Compare 40+ Lenders
Compare 40+ Lenders
We compare and negotiate with 40+ lenders to help you get lower interest rates
Better Matches
Better Matches
Our matching engine finds lenders aligned with your income, credit profile, and property type.
Dedicated Loan Advisor
Dedicated Loan Advisor
Get expert guidance to help you choose the right loan and lender.
Bank Coordination
Bank Coordination
We coordinate with lenders to keep your application moving smoothly.
Better Approval Chances
Better Approval Chances
We pre-screen your profile to shortlist lenders most likely to approve your application.
End-to-End Support
End-to-End Support
From eligibility to final disbursal, we're with you throughout your home loan journey.
How It Works
From eligibility check to final disbursal, we handle the heavy lifting.
Verify Your Eligibility
Compare your current loan terms with our real-time offers and get an idea of estimated savings.
Switch to a Lower EMI
We pick the top 3 lenders offering the lowest Switching Costs.
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Enjoy Your Savings
You upload your basic KYC; we coordinate with your old bank to get the property documents.
Top Balance Transfer Offers
Compare the latest interest rates from India's leading banks.
Central Bank of India
Minimum
7.20 %
Maximum
8.65 %
State Bank of India
Minimum
7.50 %
Maximum
8.85 %
Bank of India
Minimum
7.15 %
Maximum
8.00 %
Union Bank of India
Minimum
7.15 %
Maximum
7.85 %
HDFC Bank
Minimum
7.45 %
Maximum
8.65 %
Bank of Baroda
Minimum
7.35 %
Maximum
7.90 %
Canara Bank
Minimum
7.20 %
Maximum
7.60 %
Punjab National Bank
Minimum
7.20 %
Maximum
7.25 %
Punjab & Sind Bank
Minimum
7.30 %
Maximum
7.90 %
IDBI Bank
Minimum
7.35 %
Maximum
8.05 %
| Bank | Starting Rate ↑ | Max Rate | Tenure | Best For |
|---|---|---|---|---|
| 7.15% | 8.00% | 30 yrs | Very low starting rate |
| 7.15% | 7.85% | 30 yrs | Consistent low pricing |
| 7.20% | 8.65% | 30 yrs | Lowest starting rate |
| 7.20% | 7.60% | 30 yrs | Low maximum rate |
| 7.20% | 7.25% | 30 yrs | Competitive starting rate |
| 7.30% | 7.90% | 30 yrs | Lowest maximum rate |
| 7.35% | 7.90% | 30 yrs | Competitive starting rate |
| 7.35% | 8.05% | 30 yrs | Moderate starting rate |
| 7.45% | 8.65% | 30 yrs | Low starting rate |
| 7.50% | 8.85% | 30 yrs | Low rates overall |
Borrowers with a CIBIL score of 750+ may receive lower Balance Transfer rates and better savings from leading banks.
Real outcomes. Real numbers.
See how having a dedicated advocate changes the balance transfer experience.
Anand V.
Mumbai
No physical bank visits
"I was tensed with the paperwork nightmare with my old bank. Butter’s team handled the entire 'document handover' process smoothly."
Lender
ICICI Bank
Loan Amount
₹1.1Cr
Karan B.
Pune
Flagged hidden fees
"Butter actually told me not to switch to one bank because the hidden processing fees meant I wouldn't save money for 2 years."
Lender
SBI
Loan Amount
₹65L
Priya S.
Bengaluru
Saved 0.45% on ROI
"Saved ₹4,500 every month and reduced my tenure by 3 years! by switching to HDFC in 7 days!"
Lender
HDFC Bank
Loan Amount
₹85L
Anand V.
Mumbai
No physical bank visits
"I was tensed with the paperwork nightmare with my old bank. Butter’s team handled the entire 'document handover' process smoothly."
Lender
ICICI Bank
Loan Amount
₹1.1Cr
Karan B.
Pune
Flagged hidden fees
"Butter actually told me not to switch to one bank because the hidden processing fees meant I wouldn't save money for 2 years."
Lender
SBI
Loan Amount
₹65L
Got Questions? We've Got Answers.
Find clear, straightforward answers to the most common questions before transferring your home loan with us.
Yes, there are minor processing and legal fees. However, we provide a Break-even Analysis. If you don't recover your switching costs within 6 months, we'll tell you not to switch.
GET STARTED
Find a better rate. Save more every month.
Compare lenders, discover better rates, and get expert support every step of the way.
40+ Lenders Compared
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Quick & Hassle-Free
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