Bajaj Housing Finance Home Loan
Get financing for your dream home with Bajaj Housing Finance. Enjoy competitive interest rates, quick approvals, and a fully digital application process.
Interest Rate
7.99% p.a. onwards
Processing Fee
Up to 4.00%
Max Tenure
32 Years
Max LTV
Up to 90%
Why apply with butter.money?
Instant eligibility check within 2 minutes
100% digital and paperless process
Dedicated loan expert for your application
Higher chances of approval with smart matching
Exclusive cashback on processing fees
About Bajaj Housing Finance Home Loan
Bajaj Housing Finance Home Loan helps you buy, construct, renovate, or refinance your home with attractive interest rates and a seamless digital experience.
Loan tenure up to 32 years
Quick approval process
Fully digital journey
Balance transfer facility available
Top-up loan options
Flexible repayment options
Bajaj Housing Finance Interest Rates 2026
Based on Applicant Profile & Credit Score
| Applicant Type | Interest Rate |
|---|---|
| Salaried | 7.99% onwards |
| Self-Employed | 8.15% onwards |
| Balance Transfer | As per eligibility |
| Women Applicants | Preferential pricing may apply |
Fees & Charges
Processing FeeUp to 4.00% of loan amount
Prepayment PenaltyNil for floating-rate loans
Legal & Technical FeeAs applicable
Late Payment PenaltyApplicable on overdue EMI
Popular Bajaj Housing Finance Schemes
Find the right product for your needs
| Scheme Name | Best Suited For | Interest Rate |
|---|---|---|
| Home Loan | Home purchase or construction | 7.99% onwards |
| Home Loan Balance Transfer | Transfer existing loan | As applicable |
| Top-Up Loan | Additional funding needs | As applicable |
| Home Renovation Loan | Renovation & repairs | As applicable |
%
Compare Top Banks
BANKRATE
Bajaj Housing Finance7.99% onwards
State Bank of India8.40% onwards
HDFC Bank8.50% onwards
ICICI Bank8.50% onwards
Home Loan EMI Calculator
Loan Amount
₹1,00,00,000
₹10,00,000₹10,00,00,000
Interest Rate
%7.99
6%20%
Tenure (Years)
Yrs15
1 Yr30 Yrs
Your Monthly EMI
₹95,507
Total Amount: 1,71,91,348
Loan Amount
₹1,00,00,000
Interest Amount
₹71,91,348
Frequently Asked Questions
Bajaj Housing Finance Home Loan interest rates start from 7.99% p.a., subject to eligibility.
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