Federal Bank Home Loan
Buy, build, or renovate your dream home with Federal Bank Home Loan. Enjoy competitive interest rates, flexible repayment options, and quick approvals.
Interest Rate
8.55% p.a. onwards
Processing Fee
Up to 0.50%
Max Tenure
30 Years
Max LTV
Up to 90%
Why apply with butter.money?
Instant eligibility check within 2 minutes
100% digital and paperless process
Dedicated loan expert for your application
Higher chances of approval with smart matching
Exclusive cashback on processing fees
About Federal Bank Home Loan
Federal Bank Home Loan helps you purchase, construct, renovate, or transfer your home loan with flexible repayment options and customer-friendly service.
Loan tenure up to 30 years
Home purchase & construction loans
Balance transfer facility available
Top-up loan options
Flexible repayment plans
Fast approval process
Federal Bank Interest Rates 2026
Based on Applicant Profile & Credit Score
| Applicant Type | Interest Rate |
|---|---|
| Salaried | 8.55% onwards |
| Self-Employed | 8.60% onwards |
| Balance Transfer | As per eligibility |
| Women Applicants | Preferential pricing may apply |
Fees & Charges
Processing FeeUp to 0.50% of loan amount
Prepayment PenaltyNil for floating-rate loans
Legal & Technical FeeAs applicable
Late Payment PenaltyApplicable on overdue EMI
Popular Federal Bank Schemes
Find the right product for your needs
| Scheme Name | Best Suited For | Interest Rate |
|---|---|---|
| Federal Home Loan | Home purchase or construction | 8.55% onwards |
| Home Loan Balance Transfer | Transfer existing loan | As applicable |
| Home Renovation Loan | Renovation & repairs | As applicable |
| Plot Purchase Loan | Purchase of residential plot | As applicable |
%
Compare Top Banks
BANKRATE
Federal Bank8.55% onwards
State Bank of India8.40% onwards
HDFC Bank8.50% onwards
ICICI Bank8.50% onwards
Home Loan EMI Calculator
Loan Amount
₹1,00,00,000
₹10,00,000₹10,00,00,000
Interest Rate
%8.55
6%20%
Tenure (Years)
Yrs15
1 Yr30 Yrs
Your Monthly EMI
₹98,767
Total Amount: 1,77,78,107
Loan Amount
₹1,00,00,000
Interest Amount
₹77,78,107
Frequently Asked Questions
Federal Bank Home Loan interest rates start from 8.55% p.a., subject to eligibility.
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