ICICI Bank Home Loan
Finance your dream home with ICICI Bank Home Loan. Get competitive interest rates, flexible repayment options, and quick digital processing.
Interest Rate
8.50% p.a. onwards
Processing Fee
Up to 2.00%
Max Tenure
30 Years
Max LTV
Up to 90%
Why apply with butter.money?
Instant eligibility check within 2 minutes
100% digital and paperless process
Dedicated loan expert for your application
Higher chances of approval with smart matching
Exclusive cashback on processing fees
About ICICI Bank Home Loan
ICICI Bank Home Loan helps you purchase, construct, renovate, or transfer your home loan with flexible repayment options and digital application support.
Loan tenure up to 30 years
Home purchase & construction loans
Balance transfer facility available
Top-up loan options
Digital application journey
Extensive branch network
ICICI Bank Interest Rates 2026
Based on Applicant Profile & Credit Score
| Applicant Type | Interest Rate |
|---|---|
| Salaried | 8.50% onwards |
| Self-Employed | 8.55% onwards |
| Balance Transfer | As per eligibility |
| Women Applicants | Preferential pricing may apply |
Fees & Charges
Processing FeeUp to 2.00% of loan amount
Prepayment PenaltyNil for floating-rate loans
Legal & Technical FeeAs applicable
Late Payment PenaltyApplicable on overdue EMI
Popular ICICI Bank Schemes
Find the right product for your needs
| Scheme Name | Best Suited For | Interest Rate |
|---|---|---|
| ICICI Home Loan | Home purchase or construction | 8.50% onwards |
| Home Loan Balance Transfer | Transfer existing loan | As applicable |
| Land Purchase Loan | Purchase of residential plot | As applicable |
| Home Improvement Loan | Renovation & repairs | As applicable |
%
Compare Top Banks
BANKRATE
ICICI Bank8.50% onwards
State Bank of India8.40% onwards
HDFC Bank8.50% onwards
Axis Bank8.75% onwards
Home Loan EMI Calculator
Loan Amount
₹1,00,00,000
₹10,00,000₹10,00,00,000
Interest Rate
%8.5
6%20%
Tenure (Years)
Yrs15
1 Yr30 Yrs
Your Monthly EMI
₹98,474
Total Amount: 1,77,25,312
Loan Amount
₹1,00,00,000
Interest Amount
₹77,25,312
Frequently Asked Questions
ICICI Bank Home Loan interest rates start from 8.50% p.a., subject to eligibility.
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