Piramal Finance Home Loan
Make your homeownership journey easier with Piramal Finance Home Loan. Get flexible loan options, competitive interest rates, and personalized support.
Interest Rate
8.75% p.a. onwards
Processing Fee
Up to 2.00%
Max Tenure
30 Years
Max LTV
Up to 90%
Why apply with butter.money?
Instant eligibility check within 2 minutes
100% digital and paperless process
Dedicated loan expert for your application
Higher chances of approval with smart matching
Exclusive cashback on processing fees
About Piramal Finance Home Loan
Piramal Finance Home Loan helps you purchase, construct, renovate, or refinance your home with flexible eligibility criteria and customized loan solutions.
Loan tenure up to 30 years
Home purchase & construction loans
Balance transfer facility available
Top-up loan options
Flexible eligibility assessment
Personalized loan solutions
Piramal Finance Interest Rates 2026
Based on Applicant Profile & Credit Score
| Applicant Type | Interest Rate |
|---|---|
| Salaried | 8.75% onwards |
| Self-Employed | 8.90% onwards |
| Balance Transfer | As per eligibility |
| Women Applicants | Preferential pricing may apply |
Fees & Charges
Processing FeeUp to 2.00% of loan amount
Prepayment PenaltyNil for floating-rate loans
Legal & Technical FeeAs applicable
Late Payment PenaltyApplicable on overdue EMI
Popular Piramal Finance Schemes
Find the right product for your needs
| Scheme Name | Best Suited For | Interest Rate |
|---|---|---|
| Home Loan | Home purchase or construction | 8.75% onwards |
| Home Loan Balance Transfer | Transfer existing loan | As applicable |
| Top-Up Loan | Additional funding needs | As applicable |
| Home Renovation Loan | Renovation & repairs | As applicable |
%
Compare Top Banks
BANKRATE
Piramal Finance8.75% onwards
State Bank of India8.40% onwards
HDFC Bank8.50% onwards
ICICI Bank8.50% onwards
Home Loan EMI Calculator
Loan Amount
₹1,00,00,000
₹10,00,000₹10,00,00,000
Interest Rate
%8.75
6%20%
Tenure (Years)
Yrs15
1 Yr30 Yrs
Your Monthly EMI
₹99,945
Total Amount: 1,79,90,076
Loan Amount
₹1,00,00,000
Interest Amount
₹79,90,076
Frequently Asked Questions
Piramal Finance Home Loan interest rates start from 8.75% p.a., subject to eligibility.
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