Unlock up to ₹15
Crores loan against
your property

Unlocking the equity in your real estate shouldn't feel like a legal hurdle. At Butter.money, we’ve redesigned the mortgage process to ensure you move from "liquidity crunch" to "funded" with zero friction. Whether you are an entrepreneur seeking capital for expansion or a homeowner looking for the best loan against property interest rates to consolidate debt, we bring the market's most competitive offers directly to your screen.

Loan Against Property Interest Rates: May 2026 Market Update
As we enter May 2026, the LAP interest rate landscape remains a goldmine for borrowers with high-value assets. Unlike personal loans, a mortgage loan allows you to leverage your residential or commercial property for much lower EMIs and longer tenures.
Currently, present LAP rates are driven by a surge in demand for business scaling and strategic refinancing. Here is the latest on the loan against property interest rate now:

• Starting Rates: For borrowers with a CIBIL score of 750+, new LAP interest rates are currently starting as low as 8.40% to 8.75%.
• Standard Market Range: Most leading bank loan against property interest rates are hovering between 8.9% and 10.5%, depending on the property type.
• LTV & Flexibility: While NBFC LAP rates may reach 11.5%, they offer higher Loan-to-Value (LTV) ratios, often funding up to 75% of your property’s market worth for self-employed individuals.

Why Choose butter.money for Your Loan Against Property?
Finding good mortgage loans isn't just about the lowest percentage; it’s about maximizing the value of your asset without the headache of aggressive sales calls. Butter.money simplifies the comparison of commercial and residential property loan structures, helping you decode the fine print on valuation and processing fees.

Key Benefits of Our Platform:

• Real-Time Comparison: Instantly compare current mortgage interest rates from over 35+ top-tier lenders and private banks.
• Maximum LTV Advocacy: Our experts don't just find a loan; they work to ensure your property is valued fairly so you get the highest possible loan amount.
• Tailored LAP Eligibility: Our smart algorithm matches you with lenders whose property loan eligibility criteria align with your profile—be it salaried, self-employed, or professional.
• Transparent & No-Spam: We break down the latest mortgage loan offers, including hidden legal fees, valuation charges, and prepayment terms. No unsolicited calls, just expert guidance that is "smooth as butter."